Account Transition Information

Savings

Account Opening & Usage

• Minimum Amount Required to Open Account: $100,000
• Monthly Maintenance Fee: $25
• Requirement to Avoid Monthly Maintenance Fee: $100,000 Minimum daily balance
• Excess Deposited Item: $0.30 per Check after 50 Checks per monthly cycle
• Excess Withdrawal Activity: $5.00 for each withdrawal or transfer out of this Account after the first 6 restricted transactions.

Note: You may only make 6 transfers out of your Account each calendar month or statement cycle, including but not limited to: Bill Payments, Telephone Transfers, ACH Payments, Checks, Drafts, and Point-of-Sale Transactions. ATM and In-Branch Withdrawals are unlimited.

Branch Cash Services

• Cash Deposit: $0.30 per $100, first $10,000 at no cost per month
• Rolled Coin Deposit and or Purchase: $0.20 per roll
• Coin Bag Deposit: $7.75 per bag

ATM & Debit Card Services

• Umpqua Bank ATM: $0 per transaction
• Non-Umpqua Bank ATM: $2.50 per transaction. ATM-Owner fees will apply.
• International Transaction: 2.00% of transaction - Transactions made outside the U.S., in either foreign currency or U.S. dollars, using an Umpqua Bank card.
• Umpqua Bank ATM Mini-Statement: $0 per statement

Additional Account Features

• Paid Interest – see rate sheet
• Umpqua Bank Commercial Card (subject to credit approval)
• Direct Connect: $15 per month
• Online Stop Payment: $20 per request via Business Online Banking
• Business Online Banking & Mobile Access:
  • $0 per month Single User Access Only
  • $5.95 per month Business Bill Pay Service
  • $0 per month Umpqua Biz Mobile with Mobile Deposit

Please refer to the Other Account Services disclosure for additional fees that may be assessed against your account.