The transition of your Columbia Bank accounts and services to Umpqua Bank is now complete

Account Transition Information


If your current account is:

Business Money Trend, Business Money Market (former PCB), or Business Relationship Money Market (former PCB)

Your new account will be:

Main Street Money Market

Account Opening & Usage

  • Minimum Amount Required to Open Account: $100
  • Monthly Maintenance Fee: $10
  • Requirement to Avoid Monthly Maintenance Fee: $2,500 Minimum daily balance
  • Cash Deposit: $0.30 per $100, first $10,000 at no cost per month
  • Excess Deposited Item: $0.30 per Check after 50 Checks per monthly cycle
  • Excess Withdrawal Activity: $5.00 for each withdrawal or transfer out of this Account after the first 6 restricted transactions
  • Temporary Waiver of Fees: The monthly maintenance fee associated with this account will be waived through May 2023. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

Note: You may only make 6 transfers out of your Account each calendar month or statement cycle, including but not limited to: Bill Payments, Telephone Transfers, ACH Payments, Checks, Drafts, and Point-of-Sale Transactions. ATM and In-Branch Withdrawals are unlimited.

ATM & Debit Card Services

  • Umpqua Bank ATM: $0 per transaction
  • Non-Umpqua Bank ATM: $2.50 per transaction. ATM-Owner fees will apply.
  • International Transaction: 2.00% of transaction - Transactions made outside the U.S., in either foreign currency or U.S. dollars, using an Umpqua Bank card.
  • Umpqua Bank ATM Mini-Statement: $0 per statement

Additional Account Features

  • Paid Interest – see rate sheet
  • Umpqua Bank Commercial Card (subject to credit approval)
  • Direct Connect: $15 per month
  • Online Stop Payment: $20 per request via Business Online Banking

Business Online Banking & Mobile Access

$0 per month Single User Access Only
$5.95 per month Business Bill Pay Service
$0 per month Umpqua Biz Mobile Deposit

Please refer to the Other Account Services disclosure for additional fees that may be assessed against your account.

Go to Account Transition Charts


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