The transition of your Columbia Bank accounts and services to Umpqua Bank is now complete

Account Transition Information

Checking

If your current account is:

Business Relationship Checking or Healthcare Checking.

Your new account will be:

Marketplace Checking**

* Business Relationship Checking and Healthcare Checking accounts with the Treasury Management Services listed below will be moved to Umpqua Analyzed Business Checking:

Business Bill Pay with Payroll. Sweep Services – ABL dual, Commercial, Dual, DDM, DDM Premium, Line of Credit, ZBA Master and Sub Accounts. CD Rom. Special Statements – weekly, monthly, or additional statements. ACH Direct, ACH NACHA, and Same Day ACH. BAI Export. EDI Reporting. BAI Direct. Check Positive Pay Direct. Deposit Account Control Agreement (DACA). Retail Lockbox. Safe Point Depository and Safe Point Monthly.

Account Opening & Usage

  • Minimum Amount Required to Open Account: $100
  • Monthly Maintenance Fee:
    • $25 with paper statements
    • $22 without paper statements (requires online statement enrollment)
  • Requirement to Avoid Monthly Maintenance Fee:
    • $25,000: Minimum daily balance OR
    • $100,000: Combined deposit and outstanding Loan1 balances in eligible Accounts OR
    • $0: With an active Merchant Service relationship with Umpqua Bank2
  • Temporary Waiver of Fees: The monthly maintenance fee associated with this account will be waived through May 2023. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

1 Eligible Accounts include Business Checking, Savings, Certificates of Deposit, Money Markets, and outstanding Business Loans. Excludes Credit Cards. The combined balance is calculated by adding the current balance of all eligible Accounts three business days before the end of the deposit statement period.

2 Merchant Service relationship must be established one month prior to receiving a monthly maintenance fee waiver. Any Marketplace Checking Account associated with the same Tax ID Number as your Merchant Service relationship will receive a monthly maintenance fee waiver. If the Merchant Service relationship is closed any time during the prior month, the monthly maintenance fee waiver will not apply.

Branch Cash Services

  • Checks Paid and/or Deposited: $0.35 per check after 500 Items per monthly cycle
  • Cash Deposit and/or Purchase: $0.23 per $100, first $20,000 at no cost per monthly cycle
  • Rolled Coin Deposit and/or Purchase: $0.20 per roll
  • Coin Bag Deposit: $7.75 per bag

ATM & Debit Card Services

  • Umpqua Bank ATM: $0 per transaction
  • Non-Umpqua Bank ATM: $2.50 per transaction. ATM-Owner fees will apply.
  • International Transaction: 2.00% of transaction - Transactions made outside the U.S., in either foreign currency or U.S. dollars, using an Umpqua Bank card.
  • Umpqua Bank ATM Mini-Statement: $0 per statement

Additional Account Features

  • Check Supply Discount: $150 off your first order of Checks and supplies through Harland Clarke
  • Direct Connect: $15 per month
  • Merchant Services
  • Online Stop Payment: $20 per request via Business Online Banking
  • Wire - Online Origination
    • $17.50 per wire transfer: Outgoing USD
    • $30 per wire transfer: Outgoing International USD
  • Incoming Wire Transfer: 4 incoming wire transfer fees refunded per monthly cycle. Account will receive a refund at statement cycle for up to 4 incoming wire transfers.

Tax Payment Services

  • $6 per month: Account maintenance per Account
  • $5 per Payment: State or Federal Tax Payment
  • $2 per Receipt: Email Receipt
  • $2 per Receipt: Fax Receipt
  • $3 per Receipt: Mailed Receipt
  • $22 per Report: Quarterly Report

Please refer to the Other Account Services disclosure for additional fees that may be assessed against your account.

Business Online & Mobile Banking Services, Remote Deposit Capture Service+, and existing Treasury Management Service pricing, if not listed above, will remain the same.

+ Accounts associated with the same Tax ID Number and linked to the same Business Online Banking ID as the Community Business Checking Account are eligible to be added. IOLTA Accounts using a State Law Foundation Tax ID Number are eligible to be added as a secondary Account. All other business entities and Accounts with separate Tax ID Numbers are not eligible. Treasury Management Consultants are available to discuss the terms and conditions of the Multi- Entity Treasury Management Service Agreement with businesses looking to add multiple entities with separate Tax ID Numbers to the Remote Deposit Capture service.

Go to Account Transition Charts

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