Account Transition Information

Savings

Account Opening & Usage

• Minimum Amount Required to Open Account: $100,000
• Monthly Maintenance Fee: $0
• Requirement to Avoid Monthly Maintenance Fee: None
• Excess Withdrawal Activity: $5.00 for each withdrawal or transfer out of this Account after the first 6 restricted transactions

Note: You may only make 6 transfers out of your Account each calendar month or statement cycle, including but not limited to: Bill Payments, Telephone Transfers, ACH Payments, Checks, Drafts, and Point-of-Sale Transactions. ATM and In-Branch Withdrawals are unlimited.

Additional Account Features

• Paid Interest – see rate sheet. Earn a higher interest rate when linked to an active business Checking Account. An active business Checking Account is defined as having at least one customer-initiated transaction every 30 days.
• Direct Connect: $15 per month
• Business Online Banking & Mobile Access:
  • $0 per month Single User Access Only
  • $0 per month Umpqua Biz Mobile with Mobile Deposit

Please refer to the Other Account Services disclosure for additional fees that may be assessed against your account.