Account Transition Information

Checking

Account Opening & Usage

• Minimum Amount Required to Open Account: $200
• Monthly Maintenance Fee: $20
  • Temporary Waiver of Fees: The monthly maintenance fee associated with this account will be waived through May 2023. This waiver period will allow you the opportunity to understand the requirements to waive those fees on your new account.
• Requirement to Avoid Monthly Maintenance Fee: $15,000 Minimum daily balance, OR $25,000 Combined deposit and outstanding loan balances in eligible Accounts. Note: Balance requirements are calculated three business days before the end of the deposit statement cycle. The combined balance is calculated by adding the current balance of all eligible Accounts. Eligible Accounts for the combined balance option include personal Umpqua Bank Checking, savings, certificates of deposit, money markets, and IRAs at Umpqua Bank, and outstanding Umpqua Bank personal loans, but excludes Umpqua Bank mortgages and credit cards.
• Paper Statement: $0 per month

ATM & Debit Card Services

• Umpqua Bank ATM: $0 per transaction - deposit, withdrawal, transfer, or balance inquiry.
• Non-Umpqua Bank ATM: $0 per transaction - withdrawal, transfer, or balance inquiry. ATM-Owner fees will apply.
• International Transaction: 0.00% of transaction. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using an Umpqua Bank card.
• Umpqua Bank ATM Mini Statement: $0 per statement
• ATM Benefits: Receive up to $25 in ATM-Owner fee rebates per statement cycle. Rebates will be credited same day.

Additional Account Features

• Paid Interest: Yes
• Card Access: Platinum Debit Card
• Complimentary Accounts: Receive up to 5 Grow Savings Accounts or Thrive Money Market Accounts with no monthly maintenance charge when linked to your Attain Checking.
• Complimentary Umpqua Checks through Harland Clarke: Receive wallet Umpqua Checks at no cost when ordered through Harland Clarke.
• Complimentary Cashier’s Checks: Yes
• Complimentary Wire Transfers: Yes, for incoming wires only
• Safe Deposit Box Annual Rental Discount: $35
• Bonus Interest on Certificates of Deposit: Yes, available for new and renewing Certificates of Deposit. See deposit rates.