Account Transition Information

Checking

Account Opening & Usage

• Minimum Amount Required to Open Account: $25
• Monthly Maintenance Fee: $0
• Requirement to Avoid Monthly Maintenance Fee: None
• Paper Statement: $3 per month. Complimentary if primary Account owner is age 62 & older.

ATM & Debit Card Services

• Umpqua Bank ATM: $0 per transaction - deposit, withdrawal, transfer, or balance inquiry.
• Non-Umpqua Bank ATM: $2.50 per transaction - withdrawal, transfer, or balance inquiry. ATM-Owner fees will apply.
• International Transaction: 2.00% of transaction. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using an Umpqua Bank card.
• Umpqua Bank ATM Mini Statement: $0 per statement
• ATM Benefits: Receive up to $10 in ATM-Owner fee rebates per statement cycle when maintaining an average monthly Account balance of $2,500. Rebates will be credited to Account at the end of each statement cycle.

NOTE: The average monthly balance is calculated by adding each day’s closing balance during the statement cycle and dividing by the number of days in that statement period.

Additional Account Features

• Card Access: Debit Card